About Us

An experienced team of insurance specialists ready to get you quality insurance at affordable rates.

Florida Heritage Insurance Logo

About Our Company

At Florida Heritage Insurance, we believe insurance should be personal, not a one-size-fits-all transaction. For over 12 years, we’ve served Florida families and businesses through a consultative, relationship-first approach.

Why Choose Us?

  • Non-Commissioned Agents: Our team isn’t driven by sales quotas. Because we don’t work on commission, we focus entirely on your goals—eliminating high-pressure tactics.

  • The Power of Choice: As an independent agency, we aren’t tied to one provider. We shop a variety of options to find the specific coverage that fits your life.

  • Proven Trust: We’ve built our reputation on honesty and availability, ensuring you have a partner you can rely on when it matters most.

Experience a simpler, transparent way to protect what you love.

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Years of Experience
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Trusted Carriers
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Meet the Team

Emily Flores
Emily Flores Agent
Shelly Sims
Shelly Sims Agent
Breanna Gonzalez
Breanna GonzalezAgent

Client Testimonials

The words of our loyal customers…

“Fredericka was absolutely fantastic to work with! She took the time to really understand my needs and budget, then quickly shopped around and found me the best possible insurance coverage without breaking the bank. Her knowledge of Florida policies and super helpful attitude made the whole process stress-free and fast. Highly recommend reaching out to her if you’re looking for reliable, affordable insurance in Florida”
Joel., Google Review
“The Insurance associate, Emily Flores, assistance in every aspect of the process was excellent. It was a pleasure in dealing with her, and I am highly satisfied with the way she handle the details of the transaction.”
Angel S., Google Review
“Only good things to say. They communicate quickly. They provided the services I needed cheaper than my last insurance company.”
Antonio R.
“Emily has been absolutely amazing! I love her calm demeanor and she’s so helpful. Thank you!”
Elizabeth C.

“Top notch insurance company too work with. I’ve been impressed with everyone I’ve worked with. Highly recommend!”

Will F.

Advantages of Florida Heritage Insurance

1. ACCESS

Because our agents work with multiple insurance providers, we’re able to present diverse coverage solutions tailored to your needs—often at highly competitive rates. If you have any questions or would like guidance, feel free to connect with one of our agents anytime.

2. ADVOCACY

We don’t represent just one insurance company — we represent you. As your dedicated advocate, we stand by your side every step of the way. Our team works diligently on your behalf to ensure your claim is handled promptly and as smoothly as possible.

3. KNOWLEDGE

Our mission is to deliver customized insurance options and dependable guidance, especially during important life changes. Our knowledgeable, licensed agents are prepared to help you with any coverage needs or questions you may have.

Get in touch with our team!

Florida Heritage Insurance Logo

For questions or concerns, please contact our independent insurance agents by filling out the form!

5841 Argerian Dr Suite 101
Wesley Chapel FL 33545

Phone: 813-803-7767
Hablamos Español