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Insurance Plans Personalized to Your Needs

When it comes to finding the right insurance coverage for you and your family, you deserve to work with agents who truly care about your needs and well-being. As an independently owned and operated insurance agency, Florida Heritage Insurance works with a range of insurance providers to ensure you receive the coverage you need and deserve.

Work with Agents Who Truly Care About You

Auto Insurance

Together, we will help your determine which coverages you need in order to protect yourself and other drivers in the event of an accident.

  • Liability Coverage
  • Comprehensive Coverage
  • Collision Coverage
  • Uninsured & Underinsured Motorist Coverage
  • Diminishing Deductible
  • Accident Forgiveness
  • Minor Violation Forgiveness
  • Roadside Assistance
  • Specialty Auto Insurance
  • 24-Hour Customer Service
  • Towing
  • Rental Reimbursement
  • Personal Injury Protection (PIP)
  • Mexican Auto Insurance
  • Medical Payments Coverage



Home Insurance

Your home is one of your most expensive and important investments, it is important to properly insure it. Our agency offers a range of coverage options including:

  • Property Insurance
  • Homeowners Liability
  • Renters Insurance
  • Condo Insurance
  • Mobile Home Insurance
  • Scheduled Property Insurance
  • Landlords Insurance
  • In-Home Business Insurance

Life Insurance

Now more than ever, life insurance premiums are more affordable because people are living longer. Our team will work together with you to determine which policy type fits your current needs and situation. It is our goal to provide you with the reassurance you need to keep your family protected.

We offer life insurance plans including:

  • Individual Life Insurance
  • Group Life Insurance
  • Long-Term Care Insurance
  • Mortgage Protection Insurance
  • Disability Insurance
  • Second-To-Die Policy
  • Key Person (Key Men) Insurance

Umbrella Insurance

A personal umbrella policy provides you with additional protection in the event damages exceed the coverage of your standard policies. For many clients, this provides an additional layer of security and reassurance in the event of:

  • Car Accidents
  • Accidental injuries on your property
  • Accidents involving your boat, ATV, or other recreational vehicle
  • Golf Course Injuries
  • Defense fees and other legal costs
  • Personal Injury Coverage for claims of libel, slander, and more

Boat Insurance

We want to help you keep your peace of mind while you’re out on the water. We provide a full range of plans for marine vehicles including: yachts, performance boats, sail boats, bass boats, jet skis, and waverunners. These policies are designed to protect you from:

  • Vandalism
  • Collision with another boat or object
  • Theft
  • Damage caused by uninsured or underinsured boaters
  • Bodily Injury payments
  • Damage to another’s property
  • Medical Payments
  • Guest Passenger Liability

Motorcycle Insurance

When you work with us to find a motorcycle insurance policy, we work to find a policy that is as unique as you are. You deserve to enjoy the open road without worry of not being covered in the event of an accident or incident. Coverages include:

  • Collision Coverage
  • Theft
  • Vandalism
  • Damage caused by Uninsured or Underinsured Motorists
  • Bodily Injury Liability
  • Property Damage Liability
  • Medical Payments Coverage
  • Guest Passenger Liability

RV Insurance

If you own a motorhome or another type of recreational vehicle, it is important to have the right insurance to keep you and your passengers protected. We will work with you to find a policy which fits your needs and lifestyle. Typical coverages include:

  • Collision Coverage
  • Comprehensive Coverage
  • Bodily Injury Liability
  • Property Damage Liability

Our agency opened in 2009 and provides individuals and families with comprehensive coverage which protects what they value and cherish. Each member of our team takes the time to get to know you, your coverage needs, and goals for the future. Life is full of surprises, so we will work with you to find the plans that help you rest easy knowing you’re covered.

Our Service Area

We are proud to serve clients in Wesley Chapel, Lutz, Land O’ Lakes, Zephyrhills, New Tampa, Pasco County, Hillsborough County, Pinellas County, Polk County, and all of Florida.


For more information about our selection of personal insurance plans, to receive a quote, or for general questions, please contact us today at 813-803-7767.

Florida Heritage Insurance LLC

27544 Cashford Cir Suite 102,
Wesley Chapel, FL 33544

Se Habla Español!



Monday - Friday
8:30 AM to 5:30 PM

By appointment